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	<title>Business Destination &#187; Changes</title>
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		<title>Changes to College Loan Laws Benefit Borrowers</title>
		<link>http://www.airsd.com/changes-to-college-loan-laws-benefit-borrowers.html</link>
		<comments>http://www.airsd.com/changes-to-college-loan-laws-benefit-borrowers.html#comments</comments>
		<pubDate>Mon, 14 Feb 2011 00:03:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Benefit]]></category>
		<category><![CDATA[borrowers]]></category>
		<category><![CDATA[Changes]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Loan]]></category>

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		<description><![CDATA[College students, their parents, and graduates paying back student loans can all benefit from recent changes to federal loan laws, described below. Changes to Federal Loan ApplicationsAll new federal college loans will be made through the Department of Education&#8217;s Direct Loan Program. This means that the subsidized and unsubsidized Stafford Loans and Perkins Loans made to students, and Parental Loans for Undergraduate Students (PLUS) made to parents are no longer available through banks or private lenders like Sallie Mae. Banks and private lenders can of course still offer their own college loans, but there is now a distinct separation between private and government loans. This has made the process for getting federal loans clearer, since there is now only one way to apply: fill out the Free Application for Federal Student Aid (FAFSA), and inform your college that you would like to take out federal loans. Federal loans may also <a href="http://www.airsd.com/changes-to-college-loan-laws-benefit-borrowers.html">Read the Rest...</a>]]></description>
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		<title>Business Finance and Working Capital Financing Changes</title>
		<link>http://www.airsd.com/business-finance-and-working-capital-financing-changes.html</link>
		<comments>http://www.airsd.com/business-finance-and-working-capital-financing-changes.html#comments</comments>
		<pubDate>Sun, 28 Feb 2010 17:18:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[capital]]></category>
		<category><![CDATA[Changes]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Working]]></category>

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		<description><![CDATA[&#13; As business owners develop their small business loan plans for future financing and refinancing throughout the United States, there is an increasing awareness that there have been significant business finance changes that cannot be ignored. Some of these measures are likely to end up being permanent, and even the temporary commercial mortgage loan and working capital loan changes are expected to be in place for an extended time due to the severity of the current financial climate. The net result from business finance changes has been a reduction in commercial lenders as well as stricter standards for acquiring commercial loans and commercial mortgages. Unfortunately there has also been no shortage of misinformation about the availability of commercial funding. A significant reduction in business lending activity overall is perhaps the most dramatic change. This has been due to several events occurring almost simultaneously. Several major commercial lenders have gone out <a href="http://www.airsd.com/business-finance-and-working-capital-financing-changes.html">Read the Rest...</a>]]></description>
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