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	<title>Comments on: Car Finance Secured or Unsecured?</title>
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	<item>
		<title>By: Ryan</title>
		<link>http://www.airsd.com/car-finance-secured-or-unsecured.html/comment-page-1#comment-485</link>
		<dc:creator>Ryan</dc:creator>
		<pubDate>Fri, 13 Nov 2009 00:26:35 +0000</pubDate>
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	<item>
		<title>By: Darek</title>
		<link>http://www.airsd.com/car-finance-secured-or-unsecured.html/comment-page-1#comment-486</link>
		<dc:creator>Darek</dc:creator>
		<pubDate>Fri, 13 Nov 2009 00:08:38 +0000</pubDate>
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		<description>Auto finance is what I do for a living and you should be fine with 3-years in the bureau, 3-trade lines with one being a mortgage which will be paid over 12-times when you apply your most likely looking at a rate of 5.5%.</description>
		<content:encoded><![CDATA[<p>Auto finance is what I do for a living and you should be fine with 3-years in the bureau, 3-trade lines with one being a mortgage which will be paid over 12-times when you apply your most likely looking at a rate of 5.5%.</p>
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	<item>
		<title>By: curt G</title>
		<link>http://www.airsd.com/car-finance-secured-or-unsecured.html/comment-page-1#comment-487</link>
		<dc:creator>curt G</dc:creator>
		<pubDate>Wed, 11 Nov 2009 00:42:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.airsd.com/car-finance-secured-or-unsecured.html#comment-487</guid>
		<description>You are entitled to surrender property in Ch 13.  I&#039;m pretty sure the bankruptcy attorneys for whom I worked would have advised you to surrender the vehicle when you filed you Ch 13.  That is the simplest way to &quot;get your name off the title&quot; and relieve you of the debt.

When a vehicle is surrendered in Ch 13, any deficiency (the difference between what you owe on it and what they are able to sell it for) is discharged when you receive your Ch 13 discharge.

BTW, if you have an attorney, you should be asking your attorney these questions.  If you don&#039;t have an attorney, you should.</description>
		<content:encoded><![CDATA[<p>You are entitled to surrender property in Ch 13.  I&#039;m pretty sure the bankruptcy attorneys for whom I worked would have advised you to surrender the vehicle when you filed you Ch 13.  That is the simplest way to &quot;get your name off the title&quot; and relieve you of the debt.</p>
<p>When a vehicle is surrendered in Ch 13, any deficiency (the difference between what you owe on it and what they are able to sell it for) is discharged when you receive your Ch 13 discharge.</p>
<p>BTW, if you have an attorney, you should be asking your attorney these questions.  If you don&#039;t have an attorney, you should.</p>
]]></content:encoded>
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	<item>
		<title>By: Youtube Downloader</title>
		<link>http://www.airsd.com/car-finance-secured-or-unsecured.html/comment-page-1#comment-481</link>
		<dc:creator>Youtube Downloader</dc:creator>
		<pubDate>Tue, 10 Nov 2009 16:35:50 +0000</pubDate>
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		<description>nice</description>
		<content:encoded><![CDATA[<p>nice</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Youtube Downloader</title>
		<link>http://www.airsd.com/car-finance-secured-or-unsecured.html/comment-page-1#comment-482</link>
		<dc:creator>Youtube Downloader</dc:creator>
		<pubDate>Tue, 10 Nov 2009 15:26:10 +0000</pubDate>
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		<description>Thanks</description>
		<content:encoded><![CDATA[<p>Thanks</p>
]]></content:encoded>
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	<item>
		<title>By: Anonymous</title>
		<link>http://www.airsd.com/car-finance-secured-or-unsecured.html/comment-page-1#comment-480</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Tue, 10 Nov 2009 10:05:12 +0000</pubDate>
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		<description>very simple but effective</description>
		<content:encoded><![CDATA[<p>very simple but effective</p>
]]></content:encoded>
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	<item>
		<title>By: Sean S</title>
		<link>http://www.airsd.com/car-finance-secured-or-unsecured.html/comment-page-1#comment-483</link>
		<dc:creator>Sean S</dc:creator>
		<pubDate>Mon, 09 Nov 2009 19:37:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.airsd.com/car-finance-secured-or-unsecured.html#comment-483</guid>
		<description>Unsecured loans have higher interest rates than secured loans.  The higher payment from the unsecured loan will increase the debt to income ratio and possibly result in a higher interest rate.</description>
		<content:encoded><![CDATA[<p>Unsecured loans have higher interest rates than secured loans.  The higher payment from the unsecured loan will increase the debt to income ratio and possibly result in a higher interest rate.</p>
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	<item>
		<title>By: Juliaysha247</title>
		<link>http://www.airsd.com/car-finance-secured-or-unsecured.html/comment-page-1#comment-484</link>
		<dc:creator>Juliaysha247</dc:creator>
		<pubDate>Mon, 09 Nov 2009 19:05:23 +0000</pubDate>
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		<description>there are a couple of ways you could start building credit, you could get a small personal loan which you might need a cosigner or the best way will be getting a credit cards, you could get a credit card and use it for your every day expenses but make sure you pay in full at the end of the month that way it will show pay in full everytime the credit card company reports to the credit beuros. At the begining you will only be approved for the lower end credit cards but once you build credit in about 6-9 months you should be able to apply for a better card with better benefits such as free miles or cash back. Check out www.fastcardapprovals.com or fastcreditcardapprovals.com and go under bad credit section and you will find a few choices. Unless you are a student then apply for a student credit card this cards have no annual fee and lower rates. 

http://www.fastcardapprovals.com/Bad-Cre...

http://fastcreditcardapprovals.com/</description>
		<content:encoded><![CDATA[<p>there are a couple of ways you could start building credit, you could get a small personal loan which you might need a cosigner or the best way will be getting a credit cards, you could get a credit card and use it for your every day expenses but make sure you pay in full at the end of the month that way it will show pay in full everytime the credit card company reports to the credit beuros. At the begining you will only be approved for the lower end credit cards but once you build credit in about 6-9 months you should be able to apply for a better card with better benefits such as free miles or cash back. Check out <a href="http://www.fastcardapprovals.com" rel="nofollow">http://www.fastcardapprovals.com</a> or fastcreditcardapprovals.com and go under bad credit section and you will find a few choices. Unless you are a student then apply for a student credit card this cards have no annual fee and lower rates. </p>
<p><a href="http://www.fastcardapprovals.com/Bad-Cre.." rel="nofollow">http://www.fastcardapprovals.com/Bad-Cre..</a>.</p>
<p><a href="http://fastcreditcardapprovals.com/" rel="nofollow">http://fastcreditcardapprovals.com/</a></p>
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	<item>
		<title>By: Youtube Downloader</title>
		<link>http://www.airsd.com/car-finance-secured-or-unsecured.html/comment-page-1#comment-478</link>
		<dc:creator>Youtube Downloader</dc:creator>
		<pubDate>Mon, 09 Nov 2009 12:53:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.airsd.com/car-finance-secured-or-unsecured.html#comment-478</guid>
		<description>haha..
2:30  &quot;to calculate beta you need this big computer..&quot;
haha
beta= ratio of st. dev on your stock under consideration to st dev of major index (proxy for mkt)  times coeff. corr between rates of return on your stock relative to rates of retrun on your market proxy say: S&amp;P 500 , or better NYSE  (2000 stocks)
anyway
or just Cov bet stok and mrk, diveded by variance of mkt
simple as that .. no computers no nothing, hahaha
though it&#039;s a cool video
really funny one
thank you
r.</description>
		<content:encoded><![CDATA[<p>haha..<br />
2:30  &#8220;to calculate beta you need this big computer..&#8221;<br />
haha<br />
beta= ratio of st. dev on your stock under consideration to st dev of major index (proxy for mkt)  times coeff. corr between rates of return on your stock relative to rates of retrun on your market proxy say: S&amp;P 500 , or better NYSE  (2000 stocks)<br />
anyway<br />
or just Cov bet stok and mrk, diveded by variance of mkt<br />
simple as that .. no computers no nothing, hahaha<br />
though it&#8217;s a cool video<br />
really funny one<br />
thank you<br />
r.</p>
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	</item>
	<item>
		<title>By: Free MP3</title>
		<link>http://www.airsd.com/car-finance-secured-or-unsecured.html/comment-page-1#comment-479</link>
		<dc:creator>Free MP3</dc:creator>
		<pubDate>Mon, 09 Nov 2009 12:38:35 +0000</pubDate>
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		<description>at 0:28 it is written you can..but it shoul be:

At a certain point you CAN&#039;T diversify your portfolio&#039;s risk away.</description>
		<content:encoded><![CDATA[<p>at 0:28 it is written you can..but it shoul be:</p>
<p>At a certain point you CAN&#8217;T diversify your portfolio&#8217;s risk away.</p>
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